I have read Marie Forleo’s book, “Everything Is Figureoutable” twice, once because I loved the title and was intrigued. The second time was more recently, as I prepared for the Book Club meeting I am leading later this month. I am grateful for the main theme of this book that we have the power to figure out any challenges that may arise in our life!
As a Neurocoach, I work with my clients on mastering their mindset. This book is all about the mindset – the key to transformation! Our mindset is responsible for most of our success in life! It’s our core beliefs, thoughts, and emotions that drive our behavior and results. By embracing the core belief that we can figure out anything, we are creating thoughts of empowerment. By approaching our life with a “can do” attitude, we are setting ourselves up for success!
There are key concepts in this book that can elevate you to embrace the mindset of being able to figure out anything:
- The Magic of Belief: our beliefs are the main source of “why we do what we do.” By digging deep into your core beliefs and understanding which are serving you and which ones are holding you back is a pivotal exercise in approaching your life with a proactive mindset.
- Eliminate Excuses: we all have made excuses as to why we haven’t achieved something! Excuses are a result of our brain doing its job-keep you in safe and familiar territory! Beyond that, we have the ability to examine what our inner voice is saying. Is it saying, “I can’t?” or is it really saying, “I won’t?” Discriminating between these two phrases can add powerful insight as to how excuses may be holding you back.
- Dealing with Fear: As Marie states, “Fear is not the enemy. Waiting to stop feeling afraid is.” Fear is a natural emotion that dates back to our earliest days as humans. In those early days, fear kept us alive! Recognizing that fear is not our enemy, but a signal of something to pay attention to, to move us forward, inspiring us to act. Action is the anecdote to fear!
- Define Your Dream: What is it that you really want? In order to achieve any goal or dream, you need to clarify what that means and commit to it. Maire says, “You wouldn’t have the dream if you didn’t have what it takes to make it happen.” She has five specific steps to follow to make your dream a reality:
- List your top one-year dreams: be brutally honest about what you want!
- Get real about this dream: narrow down your list based on the ones that make your heart jump! Then get curious about how important this dream is and the degree of difficulty you may face in pursuing it.
- Choose One! Choosing a primary dream will require your focus to achieve it!
- Make It Specific, Measurable, and Actionable: use simple and clear baby steps to cultivate mental, emotional and behavioral discipline in moving forward.
- Determine Your Next Three Steps and Get Started Now: resist your mind telling you that you are not ready yet!
- Start Before You Are Ready: don’t let your mindset talk you out of getting started!
- Focus on Progress, Not Perfection: think of five small things you can do now to move a project or goal forward: breaking down your action steps into smaller micro steps can lead to big progress!
- Refuse to Be Refused: don’t let the fear of judgment. Think of your goal or dream as something beyond yourself.
- The World Needs Your Gift: If you believed that everything is figureoutable, what would you do?
I am looking forward to the May Book Club, where we will have an interactive discussion around these key concepts and encourage each other to adopt the mindset of knowing we got this!
Have you ever thought about writing your autobiography? Chances are, it sounds daunting! To recapture your life and all that’s happened may take quite a bit of time and energy. Who would you write it this for? Documenting your life experiences would be an interesting read for your family and could serve to pass down some wisdom you have gleaned through your lifetime.
Your Money Story is a piece of each chapter of your life. It is uniquely yours, as there are no two stories that are identical. Although writing your story may feel as daunting as an autobiography, it can be broken down into specific chapters, that when pieced together, can impart some important clues around how your beliefs are driving your emotions around money. Even more interesting, how these are affecting your behavior with money.
Having written my own Money Story, I can attest to many “aha moments” that have given me insight into “why I do what I do” with money. As I have been working on my story for several years, I have learned that by documenting each chapter I have been peeling back layers of messages and emotions that hadn’t been leading to the behavior I knew I wanted to embrace.
We’ve all been given sage advice as to the best ways to manage our money, such as “spend less than you make,” or “pay off your credit card every month.” But turning this guidance into action steps is a struggle for many of us. In my past, I would beat myself up for the decisions I made, because I knew better…
I knew that spending more than I was making wouldn’t turn out well. I knew that my increasing credit card debt was going to lead to more worry, stress, and guilt. I kept asking myself, “what’s wrong with you?”
As it turns out, nothing was wrong with me! The unhealthy money habits were a result of a disconnect I had with my money story: mixed messaging, misguided perceptions, anger, and fear around money made for a perfect blend of a looming disaster. I hit rock bottom twenty- five years ago. I was broke and broken-not able to muster up the energy to tackle the enormity of my situation. The isolation was the frosting on the cake of my situation and carried my mindset to an all-time low.
It wasn’t until I started digging deep into my story that I could start my own journey to financial confidence. By unraveling my perceptions, and getting curious about my emotions I began to understand my behavior with money. Little by little I began making different types of decisions that were based on the emotional outcome I so desired, using that emotion as a guidepost in my everyday spending decisions. I was in the early stages of changing my goal from paying off a HUGE amount of debt to making decisions that would result in building my confidence.
I have written my Money Story! Each time I reflect on it I have new insights to incorporate into the story, leveraging my awareness of some behavioral blind spots, or messaging that can linger for decades. The transformation that I have experienced is a big part of why I founded my financial coaching business. I believe that everyone deserves clarity around their money behavior that can lead to a life of stress- free money management. Using our money story as a tool to build awareness, along with a plan to leverage the numbers we are working with can lead to a truly holistic approach to money management.
Brad Klontz, author of “Mind Over Money,” and founder of Yourmentalwealth.com, states, “Recognizing that our financial habits make sense given our history and the beliefs we internalized about money allows us to reflect on our financial mistakes with compassion and grace.”
By authoring your money story, you will triumph over the habits that are holding you back from reaching your financial goals, and give yourself the compassion and grace that will allow you to get un-stuck. Get ready for the next chapter of your Money Story to finally be told from the perspective of confidence!